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| District # 6 FCU 107 Broadway Hornell, NY 14843 Ph: 1-607-324-8384 Fax: 1-607-324-8581 district6@district6fcu.com Monday thru Friday 7:30 AM - 4:00 PM [View Holiday Schedule] |
Rates
| New/Used Vehicles*** 2008 - 2009 - 2010 up to 36 mo. 3.50% APR up to 48 mo. 3.50% APR up to 60 mo. 4.00% APR up to 72 mo. 5.00% APR $25,000.00 min 2007 & older up to 48 mo. 5.50% APR up to 60 mo. 6.50% APR $17,500.00 min |
Recreational Vehicles*** 1-3 years old up to 60 months 4.50% APR Over 3 years old up to 48 months 4.50% APR |
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| Motorcycles*** 1-3 years old up to 60 months 3.50% APR Over 3 years old up to 48 months 4.50% APR |
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| Personal Loans*** Secured 3.50% APR Unsecured 9.50% APR |
Home Equity Loans*** 5-year Fixed Rate of 4.99% APR 10-year Fixed Rate of 6.20% APR 15-year Variable Rate of 5.50% APR |
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Rates are subject to change on a monthly basis as set by the Board of Directors and are in effect on the next business day! |
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Dividend Rates
| Regular Shares** The mininum amount to open an account and earn dividends is $25.00. Fees may also reduce earnings on accounts. |
.55% APR .55% APY | |
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Clubs** |
.55% APR .55% APY |
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| Certificates & IRAs** | 6 mo. 1.10% APR 1.10% APY 12 mo. 1.35% APR 1.36% APY 18 mo. 1.35% APR 1.36% APY 24 mo. 1.60% APR 1.61% APY 30 mo. 1.80% APR 1.81% APY |
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*The annual percentage rate for Share Savings Accounts and 6, 12, 18, 24 and 30-Month Share Certificate Accounts assumes that dividends will remain on deposit until maturity. Withdrawal of dividends paid will reduce the actual earnings. Early withdrawal pentalities on Certificates may apply. Share Savings dividends will be forfeited if the account is closed before dividends are credited.
**Effective dates of Share Rates are determined quarterely and paid at quarter end.
***The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This does not mean that all consumers who apply for credit will get it. Factors such as income, expenses, debt and credit history are considerations for creditworthiness.